[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.adulka.cz\/podnikani-neni-vzdy-vynosne\/#Article","mainEntityOfPage":"https:\/\/www.adulka.cz\/podnikani-neni-vzdy-vynosne\/","headline":"Podnik\u00e1n\u00ed nen\u00ed v\u017edy v\u00fdnosn\u00e9","name":"Podnik\u00e1n\u00ed nen\u00ed v\u017edy v\u00fdnosn\u00e9","description":"Soukrom\u00e9 podnik\u00e1n\u00ed by m\u011blo b\u00fdt pro toho, kdo se mu v\u011bnuje, dost kvalitn\u00edm a spolehliv\u00fdm zdrojem ob\u017eivy. Jen\u017ee jak u\u017e se mnohokr\u00e1t uk\u00e1zalo, neb\u00fdv\u00e1 to zase a\u017e tak \u010dasto pravidlem. Je spousta podnikatel\u016f, kte\u0159\u00ed u\u017e za\u017eili finan\u010dn\u00ed probl\u00e9my, a tak\u00e9 dost t\u011bch, kte\u0159\u00ed se s t\u011bmito probl\u00e9my nezvl\u00e1dli vypo\u0159\u00e1dat a prost\u011b zkrachovali. Nen\u00ed to pochopiteln\u011b […]","datePublished":"2022-10-24","dateModified":"2023-05-03","author":{"@type":"Person","@id":"https:\/\/www.adulka.cz\/author\/#Person","name":"","url":"https:\/\/www.adulka.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/0c4621640b5c0734669aeb181ef77969b528487727344f28e734a206566ea0f1?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/0c4621640b5c0734669aeb181ef77969b528487727344f28e734a206566ea0f1?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"adulka.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.adulka.cz\/wp-content\/uploads\/us%20dolary_2.jpg","url":"https:\/\/www.adulka.cz\/wp-content\/uploads\/us%20dolary_2.jpg","height":0,"width":0},"url":"https:\/\/www.adulka.cz\/podnikani-neni-vzdy-vynosne\/","about":["Pen\u00edze"],"wordCount":429,"articleBody":"   Soukrom\u00e9 podnik\u00e1n\u00ed by m\u011blo b\u00fdt pro toho, kdo se mu v\u011bnuje, dost kvalitn\u00edm a spolehliv\u00fdm zdrojem ob\u017eivy. Jen\u017ee jak u\u017e se mnohokr\u00e1t uk\u00e1zalo, neb\u00fdv\u00e1 to zase a\u017e tak \u010dasto pravidlem. Je spousta podnikatel\u016f, kte\u0159\u00ed u\u017e za\u017eili finan\u010dn\u00ed probl\u00e9my, a tak\u00e9 dost t\u011bch, kte\u0159\u00ed se s t\u011bmito probl\u00e9my nezvl\u00e1dli vypo\u0159\u00e1dat a prost\u011b zkrachovali.Nen\u00ed to pochopiteln\u011b pot\u011b\u0161uj\u00edc\u00ed konstatov\u00e1n\u00ed, ale je to realita. Tak u\u017e to zkr\u00e1tka v na\u0161em sv\u011bt\u011b chod\u00ed. A kdy\u017e tedy cht\u011bj\u00ed soukrom\u00ed podnikatel\u00e9 usp\u011bt, mus\u00ed v\u011bd\u011bt nejen to, co budou d\u011blat v dob\u00e1ch, kdy podnik\u00e1n\u00ed vzkv\u00e9t\u00e1, ale i tehdy, kdy\u017e se zrovna nebude da\u0159it valn\u011b.A na co by m\u011bli b\u00fdt podnikatel\u00e9 tedy p\u0159ipraveni? Samoz\u0159ejm\u011b i na to, \u017ee u\u017e n\u011bkdy nebudou svoji ekonomickou situaci do\u010dasn\u011b schopni zvl\u00e1dat a budou tedy pot\u0159ebovat p\u016fj\u010dku. A m\u011bli by m\u00edt tedy i pov\u011bdom\u00ed o tom, za jak\u00fdch podm\u00ednek se jak\u00e9 p\u016fj\u010dky z\u00edsk\u00e1vaj\u00ed. Proto\u017ee kdyby v nouzi \u017e\u00e1dali o p\u016fj\u010dku bankovn\u00ed a \u0161li o ni po\u017e\u00e1dat ve chv\u00edli, kdy maj\u00ed n\u00edzk\u00e9 p\u0159\u00edjmy a k nim z\u00e1znamy v registrech dlu\u017en\u00edk\u016f, jenom by t\u00edm ztr\u00e1celi drahocenn\u00fd \u010das. Proto\u017ee n\u011bkdo takov\u00fd u bankovn\u00edch p\u016fj\u010dek zalo\u017een\u00fdch pr\u00e1v\u011b na prov\u011b\u0159ov\u00e1n\u00ed p\u0159\u00edjm\u016f, da\u0148ov\u00fdch p\u0159izn\u00e1n\u00ed a registr\u016f dlu\u017en\u00edk\u016f nem\u00e1 \u0161anci usp\u011bt.Ale co je tedy alternativou, o kterou by pak takov\u00ed podnikatel\u00e9 v nesn\u00e1z\u00edch \u017e\u00e1dat m\u011bli? Je to obvykle podnikatelsk\u00e1 hypot\u00e9ka od nebankovn\u00ed spole\u010dnosti. Tu toti\u017e m\u016f\u017ee dostat i hodn\u011b nedokonal\u00fd \u017eadatel, kter\u00fd by jinde sotva usp\u011bl. A tady se doty\u010dn\u00e9mu da\u0159\u00ed hlavn\u011b proto, \u017ee se zde prov\u011b\u0159ov\u00e1n\u00ed kvalit \u017eadatele nahrazuje po\u017eadov\u00e1n\u00edm z\u00e1stavy nemovitosti.Kdy\u017e tady d\u00e1 podnikatel n\u011bjakou svoji nemovitost do z\u00e1stavy, m\u016f\u017ee si b\u00fdt jist, \u017ee mu tu p\u016fj\u010d\u00ed od pades\u00e1ti tis\u00edc a\u017e t\u0159eba po sto milion\u016f s mo\u017enost\u00ed spl\u00e1cet takovou p\u016fj\u010dku t\u0159eba i t\u0159i des\u00edtky let. Proto\u017ee to d\u00edky z\u00e1stav\u011b nemovitosti nen\u00ed pro poskytovatele t\u00e9to p\u016fj\u010dky risk. A tento tak pom\u016f\u017ee i tomu, koho by ve v\u0161ech bank\u00e1ch beznad\u011bjn\u011b odepsali.                                                                                                                                                                                                                                                                                                                                                                                          4\/5 - (5 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Podnik\u00e1n\u00ed nen\u00ed v\u017edy v\u00fdnosn\u00e9","item":"https:\/\/www.adulka.cz\/podnikani-neni-vzdy-vynosne\/#breadcrumbitem"}]}]